Here I am, it's August 8, 2012, and I am barely managing. I had my investment account with Citi Smith Barney starting in April of 2006. The market was sideways then so I wasn't making any money on my investments. One month I might see a plus sign of $3,000.00 and the next month I would see a minus sign of $3,000.00. Naturally my Broker was pushing "Citi Group" stock. Some was preferred costing $90.00 per share. In April 2008 I lost $43,000.00 in one quarter. I consulted with my Broker who said he looks at my account every day to see how he could best protect my investment account. Six months later my Citi stock fell from $90.00 a share to $5.40 per share. I, like so many didn't know what to do. For me and others I consulted with felt the market would bounce back. Of course we know now we really had no idea of how bad the "Crash" would be. By November 2010 I was bankrupt. The only income I have is Social Security, which back then was abo
